Two days before Christmas - the period known as "crunch time" for those who still had things to do to prepare for the big day - I was feeling pretty proud of myself because all the gifts had been purchased, wrapped and mailed or under the tree. The house was clean, dinner was on the stove and I had the day off! I couldn't imagine a better scenario when I decided to drive over to my office to deliver gifts to my staff before doing some last minute grocery shopping. I came up over the hill, pulled up behind a large white utility van sitting at the stop sign at the corner of Mesa Palms and Dixie Drive, waiting - I thought - to turn right or left. Then without warning, the driver threw his car into reverse and backed into me, completely destroying the front end of my 2001 Saturn! I laid on the horn, but to no avail. No one was hurt . . . the airbags didn't deploy . . . and his insurance is going to pay for the repairs. He was very apologetic as he explained he had forgotten his cell phone and was going to back up the hill to his house. Unfortunately, his spontaneous plan did not involve someone sitting behind him at the stop sign! It took the insurance company several days to decide if they were going to repair or "total" my car because the high book value on my 9-year-old Saturn is $5500 and the low book value is $2500 - but the cost of repairs is going to be about $4000. In the end, they decided they would repair it because my car is so clean and has low mileage. So in about a week, I will have my car back!
Sunday, December 27, 2009
Holiday "Crunch Time"
Two days before Christmas - the period known as "crunch time" for those who still had things to do to prepare for the big day - I was feeling pretty proud of myself because all the gifts had been purchased, wrapped and mailed or under the tree. The house was clean, dinner was on the stove and I had the day off! I couldn't imagine a better scenario when I decided to drive over to my office to deliver gifts to my staff before doing some last minute grocery shopping. I came up over the hill, pulled up behind a large white utility van sitting at the stop sign at the corner of Mesa Palms and Dixie Drive, waiting - I thought - to turn right or left. Then without warning, the driver threw his car into reverse and backed into me, completely destroying the front end of my 2001 Saturn! I laid on the horn, but to no avail. No one was hurt . . . the airbags didn't deploy . . . and his insurance is going to pay for the repairs. He was very apologetic as he explained he had forgotten his cell phone and was going to back up the hill to his house. Unfortunately, his spontaneous plan did not involve someone sitting behind him at the stop sign! It took the insurance company several days to decide if they were going to repair or "total" my car because the high book value on my 9-year-old Saturn is $5500 and the low book value is $2500 - but the cost of repairs is going to be about $4000. In the end, they decided they would repair it because my car is so clean and has low mileage. So in about a week, I will have my car back!
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